Home Modification Loan Program Promoted by CEDAC

Jul 11, 2023

In a recent blog post, the Community Economic Development Assistance Corporation (CEDAC) promoted the Home Modification Loan Program, which may be helpful to age- and dementia friendly communities looking to address local housing issues.

The Home Modification Loan Program (HMLP), a state-funded loan program administered by CEDAC, the Massachusetts Rehabilitation Commission (MRC), the Executive Office of Housing and Livable Communities, and 10 regional agencies, helps Massachusetts households finance home accessibility improvements making it possible for individuals with disabilities and older adults to remain in their own homes and communities.

The state funded loan program also provides financing to homeowners and small landlords for necessary home modifications such as:

• Ramps and lifts
• Kitchen and bathroom adaptations
• Sensory integration spaces
• Fencing
• Hand rails
• Brighter lighting
• Widening of doorways
• Flooring renovations
• Creation of additional living space, including accessory dwelling units or in-law apartments

If you think a loan through HMLP could be right for you or your family, visit or contact Susan Gillam at 1-866-500-5599.

CEDAC also highlights two videos that show the benefits of the program, which are available below: